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Group Health Insurance
(For New Jersey and Pennsylvania based companies only)
Group health insurance is offered through an employer. It is usually less expensive
than individual health insurance, and often offers you more choices in plan design and
coverage. We offer health insurance for both large (50 or more
employees) and small (2-49 employees) groups.
In order to qualify as a small group as defined by the State of
New Jersey you must:
- Employee between 2 - 50 employees.
- Be a legitimate company providing a product or service and
have a tax payer ID number
- Meet the participation requirements of at least 75% of your
employees being covered under the plan. (An employee may waive
the right to coverage if he/she is covered through a spousal
group plan ie: If you have just one employee who is covered
under his/her spouse's plan, you are still eligible for a group
plan.)
Benefits:
- Group health insurance is usually less expensive than
individual coverage. Comparing dollar for dollar, group coverage
will offer a wider range of benefits than individual coverage.
- Greater flexibility in plan design: Plans can be designed to
meet the specific needs of your group, while keeping the premium
in line with the employers’ budget.
- If you are looking to offer additional benefits to your
employees, you may wish to add group dental
and/or group life insurance.
Related reading
SHOPPING FOR NEW GROUP HEALTH INSURANCE?
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Group Dental Insurance
This reasonably inexpensive coverage is designed to provide
benefits to your employees for dental services including
preventive, basic and major services.
Dental insurance is a nice compliment to a good health insurance
plan.
Information request…..
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today for more information or to schedule an appointment
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Group Life Insurance
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today for more information or to schedule an appointment
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Group Vision Insurance
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170 Kinnelon Road, Kinnelon, NJ 07405-2328
Phone:973.492.2828 Toll Free:800.355.2662 Fax:973.492.9068
All content copyright © 2002 Medical Insurance Claims, Inc. unless
noted otherwise. All rights reserved.
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